1. Introduction

Welcome to nsfm.com.au (the "Website"). This Website is owned and operated by NSFM ("we", "us", "our"). By accessing or using this Website, you agree to be bound by these Terms of Use. Please read them carefully. If you do not agree with any of these terms, you must not use this Website.

2. Nature of Information

The information provided on this Website is for general informational purposes only and does not constitute financial product advice, legal, accounting, or tax advice. The information is not tailored to your specific objectives, financial situation, or needs. Before making any financial decisions, you should seek independent professional advice from a qualified financial advisor.

3. Intellectual Property

All content on this Website, including text, graphics, logos, icons, and software, is the property of [Your Company Name Pty Ltd] or its content suppliers and is protected by Australian and international copyright laws. You may not reproduce, modify, distribute, transmit, display, or perform any of the content on this Website without our prior written consent.

4. User Conduct

You agree to use this Website only for lawful purposes. You must not:

• Use the Website in any way that could damage, disable, overburden, or impair the Website or interfere with any other party's use of the Website.

• Attempt to gain unauthorized access to any part of the Website, or to any of our systems or networks.

• Upload or transmit any material that is defamatory, obscene, or otherwise unlawful.

5. Privacy and Data Collection

As we do not have a separate Privacy Policy, this section outlines our practices regarding your personal information.

• Collection of Information: We may collect personal information from you when you use our Website, such as your name, email address, and phone number, particularly if you fill out a contact form. We may also collect non-personal information, such as your IP address and Browse behavior, through the use of cookies.

• Use of Information: We use the information we collect to:

  • Provide you with our services.

  • Improve our Website and services.

  • Communicate with you and respond to your inquiries.

  • Comply with our legal obligations.

• Disclosure of Information: We will not disclose your personal information to third parties except:

  • With your consent.

  • To our service providers who assist us in operating the Website and our business.

  • Where required or authorized by law.

• Data Security: We take reasonable steps to protect your personal information from misuse, loss, and unauthorized access. However, we cannot guarantee the security of information transmitted over the internet.

6. Third-Party Links

This Website may contain links to other websites that are not operated by us. We are not responsible for the content or privacy practices of these third-party websites. We provide these links for your convenience only, and they do not imply any endorsement of the linked website.

7. Limitation of Liability

To the fullest extent permitted by law, we exclude all liability for any loss or damage, including without limitation, indirect or consequential loss or damage, arising out of or in connection with your use of this Website. This includes, but is not limited to, liability for any errors or omissions in the content of this Website.

8. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the State of New South Wales, Australia. You agree to submit to the exclusive jurisdiction of the courts of that State.

9. Changes to These Terms

We reserve the right to amend these Terms of Use at any time. Any amendments will be effective immediately upon posting on this Website. Your continued use of the Website following the posting of amendments will represent your agreement to be bound by the amended Terms of Use.

10. Contact Us

If you have any questions about these Terms of Use, please contact us at:

gm@ns-fm.com.au

1800 673 628

1033 Canterbury Road, Lakemba NSW 2195